Traveling to Brazil was a dream come true for me. The colorful streets of Rio, the music, the food—it all felt surreal. But just a few days in, I realized how important it was to keep my money safe. I had heard plenty of stories about pickpockets and scams. It was a wake-up call. I didn’t want to worry about my cash while soaking up the sun and culture. So, I started figuring out the safest ways to carry money while traveling in Brazil, and I want to share those tips with you.
This post is all about how to keep your money safe while enjoying Brazil. Whether you’re planning to explore the bustling markets of São Paulo or the beaches of Bahia, it’s crucial to have a solid plan. Let’s break it down.
Choosing the Right Payment Methods
Credit and Debit Cards
Using credit or debit cards is one of the safest ways to carry money. They are often accepted in shops, restaurants, and hotels. Plus, they come with fraud protection. Always notify your bank before you travel. This way, they won’t freeze your account for suspicious activity.
Local Currency: Brazilian Real
While cards are great, having some cash is still essential. Not every place will take cards, especially smaller vendors or markets. Get some Brazilian Real (BRL) before you go, or withdraw cash from ATMs once you arrive. Look for ATMs in well-lit, busy areas to stay safe.
Where to Keep Your Money
Use a Money Belt
A money belt goes under your clothes. It’s a simple way to keep your cash, cards, and passport close to you. I often forget I even have it on, but it gives peace of mind. Just make sure not to keep all your money in one place.
Divide Your Cash
Here’s the thing: if someone tries to grab your wallet, you don’t want to lose everything. Keep some cash in your money belt and some in your pocket. This way, if you lose one stash, you still have backup.
Staying Aware and Alert
Watch Your Surroundings
Brazil is beautiful, but be mindful of your surroundings. Keep your head up and notice what’s going on around you. If a place feels sketchy, trust your gut and move on. Sometimes, a quick change in your path can keep you safer.
Avoid Flashing Cash
Nothing screams “target” like pulling out a wad of cash. Try using a smaller amount when making a purchase. If you’re at a cafe or restaurant, pay discreetly. Being low-key can help you blend in.
Using Technology Safely
Mobile Payment Apps
Apps like PayPal or Venmo are popular in Brazil too. They allow you to pay directly from your phone. Check if your bank supports these services. It’s another layer of safety, especially in crowded places.
Travel Insurance
Consider getting travel insurance that covers theft. If you lose your belongings, you can file a claim. Make sure to read the fine print. Everyone hopes to avoid problems, but it’s better to be prepared.
Being Smart About ATMs
Find Safe Locations
Not all ATMs are created equal. Stick to ATMs in well-lit, busy areas, such as banks or hotels. Avoid standalone ATMs on the street, especially if they seem old or out of place. If the ATM seems sketchy, just skip it and find another one.
Block the PIN
When you’re entering your PIN, use your body to cover the keypad. It may feel awkward, but it’s a smart move. You never know who’s watching, and it only takes a second for someone to catch your number.
Staying Safe at Night
Choose Your Venues Wisely
If you’re heading out at night, pick popular areas with good reviews. Try not to wander too far off the beaten path, especially alone. Always go out in groups when possible. Safety in numbers works well.
Consider Your Transport
When traveling at night, opt for registered taxis or ride-sharing services like Uber. They’re usually safer than public transport. Plus, you can keep your belongings closer to you.
Final Thoughts
Carrying money in Brazil doesn’t have to be stressful. With a few smart strategies, you can enjoy your trip without worrying every second about your cash. Keep your money spread out, use safe payment methods, and always be aware of your surroundings.
Remember to enjoy every moment of your adventure. The culture, food, and people will create memories that last a lifetime. Stay safe, and make the most of your Brazilian journey!