When I first touched down in Colombia, I couldn’t shake off the excitement. The vibrant streets, the aroma of arepas, and the warmth of the locals grabbed me instantly. But underneath the thrill, I felt a pinch of anxiety. How was I going to keep my money safe? I didn’t want to ruin my trip with worries about theft or loss. After months of travel, I’ve learned a thing or two. Let me share my insights on the safest ways to carry money while traveling in Colombia.
Why It Matters
Traveling should be fun, not stressful. Money security is a crucial part of that. When you know how to manage your cash safely, you can focus on enjoying Colombia’s beautiful landscapes and rich culture instead of constantly checking your pockets.
Keep it Simple: How Much Cash Do You Need?
First things first, let’s talk about cash. Colombia is a cash-friendly society. Not every place accepts cards, especially in smaller towns.
Here’s the deal: carry enough cash for daily expenses but avoid bringing all of it with you. Think about what you need for the day—maybe 100,000 COP for food and transport. If you plan to buy something bigger, you can withdraw more later. This limits your risk if something goes missing.
Smart Ways to Carry Cash
Use a Money Belt
Buy a money belt. Trust me on this. These belts are worn under your clothes, making it tough for someone to snatch them away. Stick your cash and important documents in there. It’s discreet and keeps your valuables close.
Divide and Conquer
Don’t keep all your cash in one place. Split it up. Put some in your money belt, some in your backpack, and maybe even a little in your front pocket. This way, if you lose one stash, you still have backup.
Consider a Theft-Proof Bag
Investing in a theft-proof daypack can be a game changer. Look for the ones with locking zippers and cut-proof straps. They add an extra layer of security, especially in crowded areas.
Be Cautious with ATMs
Here’s the problem: ATMs can be tricky. Stick to machines located in well-lit, busy places, preferably inside banks or shopping centers. Avoid those that are in secluded spots.
Use your bank cards wisely. Inform your bank about your travel plans to avoid being blocked due to unusual transactions. Also, check the fees for withdrawals in advance; they can add up fast.
Credit and Debit Cards: The Good and the Bad
Using cards can be convenient, but they come with risks. Always choose cards with chip technology for added protection. Use them in secure locations—like trusted restaurants or hotels.
But here’s the thing: many small vendors and street food stands may only take cash. So, don’t rely solely on your card. This mix will keep you covered.
Digital Wallets: A Modern Solution
Have you tried digital wallets like PayPal or Venmo? They’re becoming popular. Many businesses in Colombia now accept payments through QR codes. This can be a safe way to manage your funds without physical cash.
Just ensure you have a reliable internet connection. Make use of local SIM cards or portable Wi-Fi devices if you plan to use your phone often.
Stay Aware of Your Surroundings
Staying aware doesn’t just keep your money safe; it keeps you safe. Keep your cash hidden when you’re not using it. Count your money discreetly. If someone approaches you aggressively, walk away. Trust your instincts.
What If Something Goes Wrong?
Here’s a tough reality: things can happen. If you lose your money or get robbed, stay calm. Report it to local authorities and your bank as soon as possible. Having photocopies or digital copies of your important documents can speed things up.
Final Thoughts
Traveling in Colombia offers unforgettable experiences. By being smart about how you carry your money, you can enjoy every moment without fear. Remember, a little caution goes a long way.
Be prepared, keep it simple, and don’t stress too much. In no time, you’ll find yourself immersed in the colors, flavors, and rhythms of this beautiful country. Happy travels!
Related: Essential Tips for Traveling in Colombia
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